Which currency is my account in?

US dollars only. You can top up with Tether (USDT) or bitcoin; deposits are converted to USD when they arrive, and withdrawals are paid out in USDT or bitcoin from your USD balance.

Cards start at $7 on the weekly tariff, $16 monthly, or $99 a year. Account plans from $10 a month reduce your deposit fee and add cashback. Every fee is shown on the screen where it applies.

Which networks do you support for deposits?

USDT on TRC-20, ERC-20 and BEP-20, and bitcoin on its native network. Each deposit screen states the network explicitly, because sending on the wrong one loses funds.

Can I give my team their own cards?

Yes. Invite members with roles, issue cards against shared balance, and set per-card monthly limits. Spend is visible per member and per card.

Do you support Apple Pay or Google Pay?

Not on the current card products. These are online-payment cards; attempting to provision them to a mobile wallet will deactivate the card.

When is verification required?

You can open an account and issue cards before verifying. Verification is required to withdraw funds to an external wallet and to raise account limits.

Pay • Beyond Borders

Spend anywhere.
Settle in anything.

Issue Visa and Mastercard virtual cards in seconds. Top up with USDT or bitcoin and hold everything in US dollars. Every balance, card and fee is in USD — no surprise conversions.

Visa & Mastercard • USD accounts • Cards issued in under 60s

60s

Median time to first card

Currencies in one balance

BIN ranges available

Cashback on ad spend

See it working

The product, not a promise

A preview of the screens inside the CardMoneyPay platform.

Customer dashboard

Balances in four currencies, spend and cards on one screen.

Issue a card in four steps

Tariff, network, balance. The total with fees is shown before you confirm.

Operator console

KYC review, four-eyes withdrawals and a tamper-evident audit log.

The cards

Three cards, one account

Every card draws from the same US-dollar balance. Pick the one that matches how you spend.

Signature

The everyday card for online purchases, subscriptions and travel. 3D-Secure on every transaction.

For purchases
0% withdrawal fee
Instant issue

$7.00from, per card

Velocity

Purpose-built for paid media. Decline-rate monitoring and transaction-status webhooks keep campaigns live.

For advertising
Cashback
Decline monitoring

$7.00from, per card

Private

Twenty-plus private BIN ranges for high-volume media buying, with a dedicated account manager.

Private BINs
Express withdrawal
Dedicated manager

$16.00from, per card

Why teams switch

Built for the way money actually moves

Cards that survive paid media

Decline-rate monitoring, per-card limits and transaction-status webhooks. When a card starts failing, you know before the campaign does.

One balance, in US dollars

Your account, your cards and every fee are in USD. Crypto top-ups are converted on arrival at the rate shown before you send, so what you see is what you can spend.

Crypto in, cards out

Deposit over twenty assets across TRC-20, ERC-20 and BEP-20. Funds land as spendable balance, not as a position you still have to sell.

Controls built for teams

Give each buyer their own cards and limits. Approve, freeze and close from one screen, and export the whole ledger when finance asks.

Fees you can predict

Every fee is quoted on the screen where you incur it — deposit, conversion, issuance and top-up. No end-of-month arithmetic.

Accept payments too

Merchant accounts let you take crypto and fiat directly into the same balance your cards spend from.

How it works

Funded to spending in four steps

01
Open your account
Email or a single sign-on. Verification is required before the first withdrawal, not before your first card.
02
Fund it
Send USDT or bitcoin. It is converted and credited to your USD balance on confirmation.
03
Issue a card
Pick a tariff, a network and a starting balance. The total, including fees, is shown before you confirm.
04
Spend and reconcile
Watch authorisations arrive in real time. Export to CSV or XLSX whenever finance asks.

Pricing

Plans that pay for themselves

All plans are billed monthly and can be switched at any time. Card tariffs are separate and start at $7.

Starter

$10.00/month

Cards per month: 1
Deposit fee: 6%
Cashback: 1%
Cashback cap: $10.00

Most chosen

Growth

$49.00/month

Cards per month: 5
Deposit fee: 4%
Cashback: 1%
Cashback cap: $100.00

Scale

$249.00/month

Cards per month: 20
Deposit fee: 4%
Cashback: 2%
Cashback cap: $1,000.00

Enterprise

$499.00/month

Cards per month: 100
Deposit fee: 4%
Cashback: 3%
Cashback cap: $5,000.00

Card tariffs

$7.00per week

$16.00per month

$99.00per year48% off

How your money is protected

Card networks

Visa and Mastercard cards with 3-D Secure enforced on every card, from the first transaction.

Tamper-evident records

Every operator action is written to a hash-chained audit log. Changing any entry breaks verification from that point on.

Verified customers

Identity and company documents are reviewed by a compliance team before external withdrawals are allowed.

Four-eyes on large payouts

Withdrawals above the threshold need two different operators to approve. One person can never move large sums alone.

CardMoneyPay is a payments technology platform. Card issuance is performed by licensed issuing partners. Availability depends on your country of residence.

Questions

Answers before you ask

A funded account issues its first card in under a minute. The card number, expiry and CVV are available immediately, and the card works for online payments straight away.

Spend anywhere.Settle in anything.